Hide your Lawnmower!
Yes if your lawnmower is stolen from your shed you are coverd… Why? You covered by your typical homeowners policy under coverage C (personal property)
Coverage C insures for direct physical loss resulting from;
1) Fire or Lightning
4) Riot or Civil Commotion
9) Theft etc… (please see your policy for a complete listing of coverage)
The shed is on the “residence premises” and thus is covered in the event of theft.
However if this lawnmower is used commercially you need to take additional steps to insure it. Your limits may need to be adjusted.
For more information contact your local agent
We also provide free insurance reviews.