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Commercial Insurance

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We offer a wide range of commercial insurance products...

Chase, Clarke, Stewart & Fontana Insurance handles the insurance needs of 3,000 business concerns. We have a proven record of financial stability thanks to careful planning and sound financial management. Let us help your business grow. The following are some of the commercial insurance coverages we offer.

Auto Insurance

Chase, Clarke, Stewart & Fontana Insurance offers competitive Commercial Automobile Insurance Programs for small and large commercial automobile exposures and anything in between. This program provides competitive, comprehensive coverage.

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Beauty & Hair Salons

Saving money is important to all business owners. You purchase your name-brand beauty products from a wholesaler at wholesale prices. This allows you generous savings. Why pay full price for salon business insurance coverage? Chase, Clarke, Stewart & Fontana Insurance Agencies Inc. can save you money on your insurance program with our comprehensive beauticians' insurance package. Why pay more when we can offer you complete coverage at a fraction of your current cost. What are you waiting for? Call us and start saving today! Our program includes comprehensive general liability &  professional liability coverage.  Property coverage includes buildings, furniture, and professional business equipment coverage as well as many optional coverages including damage to wigs.

Boiler & Machinery

Chase, Clarke, Stewart & Fontana offers boiler and machinery coverage as stand-alone coverage custom-tailored to your needs or endorsed onto your Commercial Package Policy or Business Owners Policy. Our property coverage options have expanded to include an option for systems breakdown coverage. Coverage includes (but is not limited to): comprehensive machinery and equipment coverage, business interruption, and extra expense limit equal to 12 consecutive months of actual loss sustained, off-premises power interruption, spoilage, water damage, ammonia contamination, EDP equipment, media coverage and more. Covered equipment includes boilers and pressure vessels, mechanical and electrical equipment, and business systems.

Business Owners Policy

Chase, Clarke, Stewart & Fontana Insurance offers business owners a comprehensive property and liability insurance policy developed to meet the needs of a small, intermediate, or large business.  The program is ISO (Insurance Services Offices) based but is modified to expand eligibility and provide additional coverage options.

We provide comprehensive coverage for the following exposures:

  • Eligible Mercantile
  • Office
  • Service
  • Wholesale
  • Apartment
  • Condominium

As each business is individual in nature, a wide range of options are available and can be used to create a policy to better fit your individual risks.

Along with all of the standard coverage endorsements available for a Business Owners Policy, we offer a host of additional endorsements expanding and broadening coverage.  These forms provide numerous coverage enhancements at a lower cost, giving you the ease to address your risks at an affordable price.

Professional Liability coverages and a Commercial Umbrella endorsement which allow you to fully address your liability needs, are available!

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Contractors Program

Chase, Clarke, Stewart & Fontana Insurance offers a competitive contractors insurance program.  The contractor insurance program provides coverage for small to large contractors including Commercial General Liability and Commercial Property as well as inland marine, longshoremen, and scheduled property coverages.

Inland Marine

Inland Marine coverages can be purchased as stand-alone or as part of the commercial package and business owner's policies. This policy can be written to complement another policy or on a mono-line basis. A broad range of inland marine products is offered. A few examples are:

  • Builder's Risk New
  • Installation Floaters
  • Construction
  • Camera Floaters
  • Motor Truck Cargo / Trip transit
  • Contractor's Equipment
  • Salesman's Samples
  • Fine Arts
  • Special Events

Package Policy

Chase, Clarke, Stewart & Fontana Insurance offers a host of Commercial Package (CPP) Policies.  A commercial package policy is a comprehensive product combining Property and Liability coverages to offer you coverage where the Business Owners Policy is not available. An ISO-based program with a competitive rate deviation, this product can help you ensure your apartments, office, retail/wholesale, or manufacturing/processing operation which may not be eligible for the BOP policy.

Cyber Liability

Chase, Clarke, Stewart & Fontana Insurance offers a variety of Cyber Liability coverage options. In today’s data-driven world where sensitive information is stored or transferred electronically, organizations of all sizes are vulnerable to costly liabilities.

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