October is Cyber Security Awareness Month.
Homeowners now need identity fraud coverage. This type of coverage can be added to your homeowners insurance along with your building coverage and personal liability.
Why is this needed?
Have you noticed that if you are struggling with an app or something on your tablet or smartphone all you have to do is ask the nearest kid, and they can usually help you?
The next generation of young children and teens, won’t know life without the internet or mobile devices.
In most homes “WiFi” is the new “landline.” With all these changes comes new risks. Using “WiFi” can put your personal information in the hands of hackers.
Did you know? Insurance companies now offer coverages to help you pay for expenses incurred by an insured as a direct result of any one identity fraud.*
Expenses that result may include:
- Lost income.
- Attorney fees incurred to defend lawsuits brought against you.
- Long distance telephone charges.
- Certified mail.
Personal Risk coverages can be added to your current home or auto policies.
To learn more about personal cyber security coverages that are available, call your local insurance agent. We are standing by to answer your questions.
*Each company has unique coverages, please refer to the form for specific coverages and exclusions.