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Lightning Strikes Your House… Are You Covered???

Sadly the National Weather Service reports that lightning causes an average of 4,400 home structure fires each year.  Summertime is prime time for strikes, so it’s best to be prepared.lightning_website_photo

Is there Coverage for Lightning Damage?

In short, you are covered, under the Homeowner’s -3 (all peril) policy & Dwelling Property (DP-3) policy.  Companies will replace the damaged items.  However they first will want to know if the damaged items can be repaired.  If the items cannot be repaired the company will require a written explanation as to why it cannot.

For questions or to learn more about your coverage options contact us at

We would be happy to provide you with a free quote

For lightning safety tips click the link below

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