The answer is yes, if you carry comprehensive insurance coverage, then your cracked windshield is covered. The best part is that glass coverage has a zero deductible in most cases. Comprehensive insurance coverage covers a lot more than just cracked windshields. It covers many perils and is commonly referred to as other than collision coverage. A collision with a bird or animal like a bear, would be covered under comprehensive coverage.
Comprehensive auto insurance covers:
- Civil Commotion
- Collision with a bird or animal
If you live in the greater Springfield Massachusetts area and insure your auto without carrying comprehensive coverage you may want to look into purchasing the coverage. Windshield replacement is not inexpensive. New England is full of pot holes, gravel and road debris, especially throughout the winter months.